Four Out of Five Working Families Do Not Have Health Insurance, Says Report

Wednesday, February 10th, 2010 at 6:25 am  
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In a modern press release, Families USA has reported that nearly 1 in 3 people in America were uninsured during 2006-2007. The explore found that the highest percentage of people who were uninsured for some portion of the year are working families. When it comes to health insurance, or the lack of it, age and hurry don’t matter. 89.6 people in America do not have health insurance.

Four out of five people have gone without health insurance
Four out of five of the uninsured came from families where at least one person was employed full-time. Out of the 89.6 million uninsured people, 64 million are between the age of 18 and 64. More than a third of those people are between ages 25 to 44, the one age group with the highest number of uninsured people.

The novel stare revealed that 17 million more people are going without health insurance than in 1999-2000, when the observe was last done. In 1999-2000, only 72.5 million people had gone without health insurance.

Most people without health insurance work
Of the 89.6 uninsured Americans, 70.6 percent worked full-time, and 8.7 worked part-time. Nearly two-thirds of Americans were uninsured for a period of six months or more.

States with the most uninsured people
States with the highest number of uninsured people during 2006-2007 were:
California (13.0 million)
Texas (9.3 million)
Florida (6.0 million)
New York (5.5 million)
Illinois (3.6 million)
Georgia (3.1 million)
Ohio (2.9 million)
Pennsylvania (2.9 million)
North Carolina (2.6 million)
Michigan (2.5 million)
New Jersey (2.4 million).

High percent of uninsured people
The previous eye was done in 1999-2000. The numbers of uninsured have risen dramatically since then. In 20 states plus the District of Columbia, more than a third residents under age 65 went without health insurance for all, or section of, two years. Only five years before, there were only 11 states with this jam.
As of the current survey:
* Nearly half of all Texans (45.7 percent) went without insurance for at least portion of a two-year period. The other states and the percent of uninsured were:

* Over 40 percent of residents in Arizona, California, Florida, and Recent Mexico were uninsured.

* Over 30 percent of residents in Arkansas, Alabama, Alaska, Colorado, District of Columbia, Georgia, Louisiana, Mississippi, Montana, Nevada, North Carolina, Oklahoma, Oregon, South Carolina, Utah, and West Virginia went without health insurance.

Basis of survey
Their findings are based upon information from the Census Bureau’s Fresh Population Eye that is released every year, and the Gawk of Income and Program Participation. The Lewin Group helped Families USA compile and statistically review the data.

Source:
http://media.prnewswire.com/en/jsp/main.jsp? resourceid=3561300

In a modern press release, Families USA has reported that nearly 1 in 3 people in America were uninsured during 2006-2007. The leer found that the highest percentage of people who were uninsured for some piece of the year are working families. When it comes to health insurance, or the lack of it, age and bustle don’t matter. 89.6 people in America do not have health insurance.

Four out of five people have gone without health insurance
Four out of five of the uninsured came from families where at least one person was employed full-time. Out of the 89.6 million uninsured people, 64 million are between the age of 18 and 64. More than a third of those people are between ages 25 to 44, the one age group with the highest number of uninsured people.

The new search for revealed that 17 million more people are going without health insurance than in 1999-2000, when the glance was last done. In 1999-2000, only 72.5 million people had gone without health insurance.

Most people without health insurance work
Of the 89.6 uninsured Americans, 70.6 percent worked full-time, and 8.7 worked part-time. Nearly two-thirds of Americans were uninsured for a period of six months or more.

States with the most uninsured people
States with the highest number of uninsured people during 2006-2007 were:
California (13.0 million)
Texas (9.3 million)
Florida (6.0 million)
New York (5.5 million)
Illinois (3.6 million)
Georgia (3.1 million)
Ohio (2.9 million)
Pennsylvania (2.9 million)
North Carolina (2.6 million)
Michigan (2.5 million)
New Jersey (2.4 million).

High percent of uninsured people
The previous discover was done in 1999-2000. The numbers of uninsured have risen dramatically since then. In 20 states plus the District of Columbia, more than a third residents under age 65 went without health insurance for all, or portion of, two years. Only five years before, there were only 11 states with this scrape.
As of the current survey:
* Nearly half of all Texans (45.7 percent) went without insurance for at least portion of a two-year period. The other states and the percent of uninsured were:

* Over 40 percent of residents in Arizona, California, Florida, and Fresh Mexico were uninsured.

* Over 30 percent of residents in Arkansas, Alabama, Alaska, Colorado, District of Columbia, Georgia, Louisiana, Mississippi, Montana, Nevada, North Carolina, Oklahoma, Oregon, South Carolina, Utah, and West Virginia went without health insurance.

Basis of survey
Their findings are based upon information from the Census Bureau’s Unusual Population Sight that is released every year, and the Contemplate of Income and Program Participation. The Lewin Group helped Families USA compile and statistically review the data.

Source:
http://media.prnewswire.com/en/jsp/main.jsp? resourceid=3561300

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Top 5 Reasons to Offer Your Employees Small Business Group Health Insurance

Thursday, October 29th, 2009 at 11:47 pm  
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With the soaring costs of Health insurance, the financial toll on your microscopic business may force you to pass on more of the costs to your employees, or to halt offering health benefits altogether. Before you produce your decision, reflect these five vital reasons why offering your employees Group Health Insurance may be money well-spent:

To attract and preserve the best employees in a competitive job market
Survey after contemplate has shown that after monetary compensation, employees value health insurance benefits over any other aspect of their job. Group health insurance benefits may well be the deciding factor for a prospective employee who may be choosing between your job offer and a similar one offering the same pay. A competitive health benefits package is also very likely to relieve you support your best workers.

To earn affordable health insurance coverage for yourself
If you have or are shopping for insurance for yourself and your family, you will score that an individual health insurance conception is likely more expensive than a group health idea. The more employees you have, the lower the rates you can obtain.

To grasp advantage of available tax incentives for your business
There are a number of well-known tax incentives offered to businesses that offer employees health insurance benefits. As a business owner, you can usually deduct 100% of your group health insurance premiums on qualifying plans. If your group conception is offered as a total compensation package, you may also prick your payroll taxes.

To offer your employees tax deductions
Your employees, in their turn, will reap tax advantages by paying for their health insurance using pre-tax dollars �€” their insurance premiums are taken from their pay check before their taxes. If they bought their contain individual health insurance, they would have to pay for it with after-tax dollars. It may also potentially lower their tax bracket. Secondly, if you offer a Health Savings Conception, not only will your employees attend from lower premiums, but any earnings made on the Health Savings Fable will also find tax free.

To increase productivity and lower absenteeism
Research has shown that people who have health insurance are far more likely to capture preventative health care measures than those without insurance. This makes them less likely to descend ill or to let an illness or injury progress to an advanced stage before getting medical attention.
What’s more, health insurance benefits have been shown to lower the incidents of absenteeism – satisfied healthy employees are more likely to exhibit up for work, and to be more productive on the job.

Conclusion
Despite its rising costs, there are many reasons why group health insurance is satisfactory for your business and employees. For ways to put on your Dinky Business Group Health Insurance, hold a witness at this article: Top 5 Tips For Saving Money on Slight Business Group Health Insurance.

With the soaring costs of Health insurance, the financial toll on your slight business may force you to pass on more of the costs to your employees, or to discontinuance offering health benefits altogether. Before you do your decision, contemplate these five valuable reasons why offering your employees Group Health Insurance may be money well-spent:

To attract and keep the best employees in a competitive job market
Survey after glimpse has shown that after monetary compensation, employees value health insurance benefits over any other aspect of their job. Group health insurance benefits may well be the deciding factor for a prospective employee who may be choosing between your job offer and a similar one offering the same pay. A competitive health benefits package is also very likely to wait on you sustain your best workers.

To come by affordable health insurance coverage for yourself
If you have or are shopping for insurance for yourself and your family, you will accept that an individual health insurance thought is likely more expensive than a group health conception. The more employees you have, the lower the rates you can come by.

To remove advantage of available tax incentives for your business
There are a number of essential tax incentives offered to businesses that offer employees health insurance benefits. As a business owner, you can usually deduct 100% of your group health insurance premiums on qualifying plans. If your group thought is offered as a total compensation package, you may also crop your payroll taxes.

To offer your employees tax deductions
Your employees, in their turn, will reap tax advantages by paying for their health insurance using pre-tax dollars �€” their insurance premiums are taken from their pay check before their taxes. If they bought their believe individual health insurance, they would have to pay for it with after-tax dollars. It may also potentially lower their tax bracket. Secondly, if you offer a Health Savings Understanding, not only will your employees abet from lower premiums, but any earnings made on the Health Savings Record will also net tax free.

To increase productivity and lower absenteeism
Research has shown that people who have health insurance are far more likely to recall preventative health care measures than those without insurance. This makes them less likely to descend ill or to let an illness or injury progress to an advanced stage before getting medical attention.
What’s more, health insurance benefits have been shown to lower the incidents of absenteeism – ecstatic healthy employees are more likely to explain up for work, and to be more productive on the job.

Conclusion
Despite its rising costs, there are many reasons why group health insurance is excellent for your business and employees. For ways to establish on your Tiny Business Group Health Insurance, choose a leer at this article: Top 5 Tips For Saving Money on Slight Business Group Health Insurance.

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